Terms of Service

Please take the time to read these terms and conditions. By using Our Website and the Services and information offered on Our Website, you are agreeing to these terms and conditions.


'Service' - Means: provision of online management systems.

'We / Us' - Means: finao, finao Safety, finao Operations, finao Management Systems and any subsidiaries, affiliates, employees, officers, agents or assigns.

'Abusive Defamatory Fraudulent Harassing Obscene Unlawful' - Means: material that in the opinion of 'we/us' could reasonably be expected to be, deceptive, disruptive, defamatory, obscene, offensive, threatening, abusive, pornographic, vulgar, profane, indecent or otherwise unlawful, including content that racially or religiously vilifies, incites violence or hatred, or is likely to offend, insult or humiliate others based on race, religion, ethnicity, gender, age, sexual orientation or any physical or mental disability; exploits another person in any manner; contains nudity, excessive violence, or sexual acts or references.

'The Website' - Means: the website www.finao.com.au, www.finaosafety.com, www.finaosafety.com.au, www.finaooperations.com, www.finaooperations.com.au, www.finaodemosystem.com, www.finaoprime.com, www.finaomanagementsystems.com, www.finaomanagementsystems.com.au and any finao related social media (LinkedIn, Twitter and Facebook).

'Person' - Means: an individual, corporation, partnership, interest group, company.

'Accuracy of content' - Means: We have taken proper care and precautions to ensure that the information we provide on this Website is accurate. However, we cannot guarantee, nor do we accept any legal liability arising from or connected to, the accuracy, reliability, currency or completeness of anything contained on this Website or on any linked site. The information contained on this Website should not take the place of professional or personal financial or lifestyle advice. You should make your own inquiries and take independent advice tailored to your specific circumstances prior to making any decisions.

'Use' - Means: The Website is made available for your use on your acceptance and compliance with these terms and conditions. Your conduct, activity, behaviour, use of any process or actions must ensure that it does not:

  • Interfere, disrupt or create an undue burden on the website;
  • Retrieve, index, or in any way reproduce, modify or circumvent the navigational structure, security or presentation of the website;
  • Use the website with the assistance of any automated scripting tool or software;
  • Frame or mirror any part of the website without our prior written authorisation;
  • Use code or other devices containing any reference to the website to direct other persons to any other web page, delete any attributions or legal or proprietary notices or cause any other person to do so.

Terms and Conditions

By using this Website, you are agreeing to these terms and conditions. You agree that you will use this website in accordance with all applicable local, state, national and international laws, rules and regulations.

You agree that you will not use, nor will you allow or authorise any third party to use, the Website for any purpose that is unlawful, defamatory, harassing, abusive, fraudulent or obscene way or in any other inappropriate way or in a way which conflicts with the Website or the Services.

Your use and conduct must be in line with the intent of the 'service' provided via the website. We reserve the right to refuse or terminate service to anyone at any time without notice or reason.

Passwords and logins

You are responsible for maintaining the confidentiality of your passwords and login details and for all activities carried out under your password and login.

Indemnification for loss or damage

You agree to indemnify Us and hold Us harmless from and against any and all liabilities or expenses arising from or in any way related to your use of this Website or the Services or information offered on this Website, including any liability or expense arising from all claims, losses, damages (actual and consequential), suits, judgments, litigation costs and solicitors fees of every kind and nature incurred by you or any third parties through you.

Intellectual property and copyrights

We hold the copyright to the content of this Website, including all uploaded files, layout design, data, graphics, articles, file content, codes, news, tutorials, videos, reviews, forum posts and databases contained on the Website or in connection with the Services. You must not use or replicate our copyright material other than as permitted by law. Specifically, you must not use or replicate our copyright material for commercial purposes unless expressly agreed to by Us, in which case we may require you to sign a Licence Agreement.

If you wish to use content, images or other of our intellectual property, you should submit your request to us at the following email.


The trademarks and logos contained on this Website are trademarks of finao. Use of these trademarks is strictly prohibited except with our express, written consent.

Links to external websites

This Website may contain links that direct you outside of this Website. These links are provided for your convenience and are not an express or implied indication that we endorse or approve of the linked Website, it’s contents or any associated website, product or service. We accept no liability for loss or damage arising out of or in connection to your use of these sites.

You may link to our articles or home page. However, you should not provide a link which suggests any association, approval or endorsement on our part in respect to your website, unless we have expressly agreed in writing. We may withdraw our consent to you linking to our site at any time by notice to you.

Consumer rights

You have certain rights under law which cannot be excluded, such as those offered by the consumer guarantees provided by the Australian Consumer Law. To the extent these laws apply, these terms and conditions are intended to operate alongside of your lawful rights and are not intended to limit or impede those rights.

Limitation of liability

We take no responsibility for the accuracy of any of the content or statements contained on this Website or in relation to our Services. Statements made are by way of general comment only and you should satisfy yourself as to their accuracy. With the exception of any warranties provided by Law which cannot be excluded, all of our Services are provided without a warranty with the exception of any warranties provided by law. Except to the extent provided by law, we are not liable for any damages whatsoever, incurred as a result of or relating to the use of the Website or our Services.

Information collection

Use of information you have provided us with, or that we have collected and retained relating to your use of the Website and/or our Services, is governed by our Privacy Policy. By using this Website and the Services associated with this Website, you are agreeing to the Privacy Policy (see below).


All personal information you give us will be dealt with in a confidential manner in accordance with our Privacy Policy. However, due to circumstances outside of our control, we cannot guarantee that all aspects of your use of this Website will be confidential due to the potential ability of third parties to intercept and access such information.

Governing law

These Conditions shall be construed in accordance with and governed by the laws of New South Wales, Australia. You consent to the exclusive jurisdiction of the courts in New South Wales to determine any matter or dispute which arises under the Conditions.

We retain the right to bring proceedings against you for breach of these Terms and Conditions, in your country of residence or any other appropriate country or jurisdiction.

If you have any questions about these terms and would like further information, please contact us by email.